Premiums

Premium Information

All premiums shown below are monthly deduction amounts.  Ware County Schools contributes $1,885 per employee per month (Classified and Certified) towards your medical coverage. 

Important Notes

  • Voluntary life premiums for employee and spouse coverage are sample premiums. 

  • Disability premiums are sample premiums.  Your actual monthly deduction is based on plan election, salary, and age. 

 

Your specific premiums can be found on the enrollment portal or by calling the Benefits Service Center.

Health Insurance - Medical Premiums

Anthem HRA Gold

  • Employee: $194.67
  • Employee + Spouse: $482.76
  • Employee + Child(ren): $355.26
  • Family: $643.35

Anthem HRA Silver

  • Employee: $131.17
  • Employee + Spouse: $349.41
  • Employee + Child(ren): $247.31
  • Family: $465.55

Anthem HRA Bronze

  • Employee: $82.67
  • Employee + Spouse: $247.56
  • Employee + Child(ren): $164.86
  • Family: $329.75

Anthem HMO

  • Employee: $157.53
  • Employee + Spouse: $404.77
  • Employee + Child(ren): $292.12
  • Family: $539.36

UHC HMO

  • Employee: $196.58
  • Employee + Spouse: $486.77
  • Employee + Child(ren): $358.50
  • Family: $648.69

UHC HDHP

  • Employee: $72.69
  • Employee + Spouse: $226.60
  • Employee + Child(ren): $147.89
  • Family: $301.80

TRICARE

  • Employee: $60.50
  • Employee + Spouse or Child(ren): $119.50
  • Family: $160.50

Dental Insurance

Dental - Standard Plan

  • Employee: $30.16
  • Employee + 1: $56.62
  • Family: $84.37

Dental - Premium Plan

  • Employee: $49.90
  • Employee + 1: $96.10
  • Family: $144.50

Vision Insurance

Vision

  • Employee: $7.05
  • Employee + 1: $12.40
  • Family: $17.60

Term Life with AD&D

Term Life - Employee (Premium Examples)

  • $10,000 Benefit
    Age - 25: $0.68
    Age - 35: $1.39
    Age - 45: $2.24
    Age - 55: $5.79
  • $50,000 Benefit
    Age - 25: $3.40
    Age - 35: $6.95
    Age - 45: $11.20
    Age - 55: $28.95
  • $100,000 Benefit
    Age - 25: $6.80
    Age - 35: $13.90
    Age - 45: $22.40
    Age - 55: $57.90
  • $150,000 Benefit
    Age - 25: $10.20
    Age - 35: $20.85
    Age - 45: $33.60
    Age - 55: $86.85
  • $250,000 Benefit
    Age - 25: $17.00
    Age - 35: $34.75
    Age - 45: $56.00
    Age - 55: $144.75
  • $350,000 Benefit
    Age - 25: $23.80
    Age - 35: $48.65
    Age - 45: $78.40
    Age - 55: $202.65

Term Life - Spouse (Premium Examples)

  • $10,000 Benefit
    Age - 25: $1.39
    Age - 35: $1.95
    Age - 45: $3.37
    Age - 55: $9.75
  • $50,000 Benefit
    Age - 25: $6.95
    Age - 35: $9.75
    Age - 45: $16.85
    Age - 55: $48.75
  • $100,000 Benefit
    Age - 25: $13.90
    Age - 35: $19.50
    Age - 45: $33.70
    Age - 55: $97.50
  • $150,000 Benefit
    Age - 25: $20.85
    Age - 35: $29.25
    Age - 45: $50.55
    Age - 55: $146.25
  • $250,000 Benefit
    Age - 25: $34.75
    Age - 35: $48.75
    Age - 45: $84.25
    Age - 55: $243.75
  • $350,000 Benefit
    Age - 25: $48.65
    Age - 35: $68.25
    Age - 45: $117.95
    Age - 55: $341.25

Term Life - Child (Actual Premiums)

  • $2,000: $0.44
    $4,000: $0.88
    $6,000: $1.31
    $8,000: $1.75
    $10,000: $2.19

Whole Life

Whole Life - Age 45 Non-Smoker - $30,000 (Premium Examples)

  • Whole Life - Paid Up Age 120
    Approximate Monthly Premium: $59.24
    Approximate Cash Value at Age 65: $8,393

Whole Life - Age 45 Non-Smoker - $50,000 (Premium Examples)

  • Whole Life - Paid Up Age 120
    Approximate Monthly Premium: $98.67
    Approximate Cash Value at Age 65: $13,988

Short Term Disability

Short Term Disability - 40% (Premium Examples)

  • $20,000 Salary | Week Benefit $153:
    Age 25 - $10.69
    Age 35 - $7.71
    Age 45 - $6.55
    Age 55 - $7.07
    Age 65 - $8.29
  • $40,000 Salary | Week Benefit $307:
    Age 25 - $21.46
    Age 35 - $15.47
    Age 45 - $13.14
    Age 55 - $14.18
    Age 65 - $16.64
  • $60,000 Salary | Week Benefit $461:
    Age 25 - $32.22
    Age 35 - $23.23
    Age 45 - $19.73
    Age 55 - $21.30
    Age 65 - $24.99

Short Term Disability - 50% (Premium Examples)

  • $20,000 Salary | Week Benefit $192:
    Age 25 - $13.42
    Age 35 - $9.68
    Age 45 - $8.22
    Age 55 - $8.87
    Age 65 - $10.41
  • $40,000 Salary | Week Benefit $384:
    Age 25 - $26.84
    Age 35 - $19.35
    Age 45 - $16.44
    Age 55 - $17.74
    Age 65 - $20.81
  • $60,000 Salary | Week Benefit $576:
    Age 25 - $40.26
    Age 35 - $29.03
    Age 45 - $24.65
    Age 55 - $26.61
    Age 65 - $31.22

Short Term Disability - 60% (Premium Examples)

  • $20,000 Salary | Week Benefit $230:
    Age 25 - $16.08
    Age 35 - $13.16
    Age 45 - $9.84
    Age 55 - $10.63
    Age 65 - $12.47
  • $40,000 Salary | Week Benefit $461:
    Age 25 - $32.22
    Age 35 - $23.23
    Age 45 - $19.73
    Age 55 - $21.30
    Age 65 - $24.99
  • $60,000 Salary | Week Benefit $692:
    Age 25 - $48.37
    Age 35 - $34.88
    Age 45 - $29.62
    Age 55 - $31.97
    Age 65 - $37.51

Long Term Disability

Long Term Disability

  • $20,000 Salary | Monthly Benefit $1,000:
    Under Age 50 - $5.85
    Age 50+ - $14.25
  • $40,000 Salary | Monthly Benefit $2,000:
    Under Age 50 - $11.70
    Age 50+ - $28.50
  • $60,000 Salary | Monthly Benefit $3,000:
    Under Age 50 - $17.55
    Age 50+ - $42.75

Critical Illness

Critical Illness - Employee (Premium Examples) Non-tobacco

  • $10,000 Coverage
    Age 25: $2.90
    Age 35: $5.70
    Age 45: $10.50
    Age 55: $19.00
  • $20,000 Coverage
    Age 25: $5.80
    Age 35: $11.40
    Age 45: $21.00
    Age 55: $38.00

Critical Illness - Spouse (Premium Examples) Non-tobacco

  • $5,000 Coverage
    Age 25: $1.45
    Age 35: $2.85
    Age 45: $5.25
    Age 55: $9.50
  • $10,000 Coverage
    Age 25: $2.90
    Age 35: $5.70
    Age 45: $10.50
    Age 55: $19.00

Accident

Accident

  • Employee: $10.18
  • Employee + Spouse: $16.53
  • Employee + Child(ren): $17.74
  • Family: $24.02

Non-Medical Enrollment and Questions:
(844) 703-1852

Medical Enrollment and Questions:
(800) 610-1863

General Questions:
benefits@warecountyschoolsbenefits.com

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